Activation Guide for OCBC Bank Debit Card :
OCBC Bank (Overseas Chinese Banking Corporation) is one of the longest settled Singapore Bank, formed in the year 1932 from the consolidation of 3 local banks. Presently it is the second-biggest monetary services group in Southeast Asia by resources and one of the most exceptionally appraised banks globally. The bank is highly recognized for its monetary stability and strength. In recent years OCBC Bank has consistently listed among the World’s Top 50 Safest Banks by Global Finance and has been named as the Best Managed Bank in Singapore by The Asian Banker.
OCBC Bank and its auxiliaries offer a wide range of business banking, expert monetary and wealth management services, going from corporate, consumer, private, and transaction banking to treasury, corporate, stock-broking services, asset management, and insurance. OCBC Bank’s key business sectors are in Indonesia, Singapore, Malaysia, and Greater China. It presently operates more than 470 branches and partner workplaces in 19 nations and provinces. These incorporate more than 230 branches and workplaces in Indonesia under its auxiliary Bank OCBC NISP, and more than 70 branches and workplaces in Hong Kong SAR, Mainland China, and Macau SAR under OCBC Wing Hang.
OCBC Bank’s private financial services are given by its completely claimed auxiliary Bank of Singapore, which works on a one-of-a-kind open-design product platform to provide for the best-in-class items to meet its customer’s objectives. The Bank offers a full wide range of services and products and to peoples, along with the wealth management products like the bank assurance items, unit trusts, organized deposits, various customer loans like personal loans, home loans, vehicle loans, securities trading, and debit and credit cards.
The OCBC Bank helps and supports peoples and business organizations across society to accomplish their goals by offering innovative financial services that provide solutions to their requirements. The organization generally focuses on the long-haul value creation for their investors, customers, people, shareholders, and the communities they serve. They hold themselves to the highest ethical standards and accept that everything they do is in full public visibility.
The main foundation of their business is fair dealing with people. That’s why they have the self-belief that was built by their ancestors and the hard work by them can’t be ever crumbled. The OCBC Bank has cherished the technological advancements, social organizations, and economic conditions, growth, and development of the financial market with time. They have treated their stakeholders with humility and respect. Furthermore, they took care by understanding, listening to, and supporting each other, operating as one team despite having some differences to achieve their common purpose.
Activate your OCBC Bank Debit Card:
To Activate an OCBC Bank Debit Card, go with the instructions below:
Activate through Online:
- Go to the www.ocbc.com/activate page.
- Enter the last 8 digits of your card number, Expiry date, and NRIC/Passport number.
- Then click ‘Next.
Activation through Mobile Application:
- Download the OCBC Mobile Application on your phone, and get Logged In.
- By tapping on the left menu bar and choose and press the “Card Services”.
- Then you have to tap on the “Activate Credit or Debit Card” and enter the One Time Pass Code (OTP) sent to you through SMS text.
- Thereafter by selecting the Debit Card that you want to activate, put on its “Last 8-Digits of your Card Number” and “Expiry Date” and tap on the “Next” button below.
- Then by tapping on the “Agree” tab to accept the Terms and Conditions and press on the “Submit” button to activate your card.
- And now your OCBC Debit Card is been Activated successfully.
Please Note: In any case, if you face any problem in Activating your card you can contact the OCBC Bank Inquiry Services at 1800 -363 -3333 or 6363 -3333 (24 hours, 7 days a week).
OCBC Bank Debit Card Login :
To Log In for the OCBC Bank Debit Card, follow the below guidelines:
- Visit the main official website of OCBC Bank.
- You can also click on the link www.ocbc.com
- On the home page of the website click on the login option and choose the “Personal Banking”
- Now on the Online Banking webpage, enter your “Access Code” and “PIN” on the respective field.
- Afterward, click on the “LOG IN” tab below to access your account.
Register for OCBC Debit Card :
To Sign Up or Register for an OCBC Debit Card, go with the below-stated steps:
- Go to the Online Banking webpage, following the login
- Here on the page you will find the “Sign Up Now” link, click on that.
- Now on the OCBC Bank Online Banking Services SIGN UP page, enter your Debit card details like Last 8-Digits of Card Number, 6-Digits PIN, Personal Details like Identification type (Select)(Singaporean / PR NRIC, Malaysian IC, Passport, etc), Identification Number, Date of Birth (Select DOB), and Write down the Captcha, etc.
- Lastly, by tapping on the “NEXT” button below, follow the on-screen guidelines to complete your Sign Up process.
How to Apply for OCBC Debit Card :
To apply for the OCBC Debit Card, follow the proceedings below:
- Move on to the authoritative website of OCBC Bank.
- On the landing page choose the “Cards” option, and then tap on “See All Cards”.
- Now by tapping on the “Debit Card” option, you will be on the Debit Card webpage.
- Here you can select your OCBC Bank Debit Card as per your need, and Apply accordingly.
Various Debit Cards offered by OCBC Bank:
The OCBC Bank is offering various Debit Cards for its customers. These are briefly discussed below:
Eligibility: Minimum 16 years or older and No minimum yearly income for Singaporeans, Singapore PRs, and foreigners. And for some cards, you must be an NTUC Union member.
OCBC YES Debit Card :
Benefits and Advantages:
- Get S$15 Cash Rebate – Apply online for a new OCBC YES – Debit Card within May 2021 and make a minimum of 3 transactions using your card by the end of 30th June 2021, to receive a rebate of S$15. This special offer is applicable for the first 1,500 eligible cardmembers each month.
- Get 1% Rebate – Now you can earn a 1% extra rebate across these listed merchants and approved categories with a Visa spend of a minimum of S$400 within a calendar month based on posted transactions. The Categories and Merchants are Transport (Grab, Comfort and City Cab, Go-Jek, and TADA), For Online Purchase (Zalora, Lazada, ASOS, iHerb, and Fairprice Online), For Convenience Store (Cheers, and 7-Eleven), and Fast Food category (McDonald’s, Subway, and Burger King), etc and many more.
- Using the OCBC Yes Debit Card – You can Pay with NETS, Withdraw Cash globally, Enhanced security with EMV Chip technology, Sign with VISA, Purchase online and overseas, etc.
Rates and Interests :
- Annual Fees – S$0 (No Fee)
- Replacement Card Fee – S$20
- ATM Cash Withdrawal Overseas Fee – The charges are 3% of the total transaction amount, subject to a minimum of S$5 and a maximum of S$20 (There are no charges OCBC ATMs Overseas for any withdrawal)
- Foreign Currency Transaction Fee – 3.25%
- Currency Conversion Fee – 2.80%
- Card Courier Fee – S$12.84 (From 1st July 2020)
- Lost or Stolen Card Liability – S$100
OCBC FRANK Debit Card :
Benefits and Advantages:
- It’s a perfect card for Students.
- You have the opportunity to choose from around 60 card designs, a style you vibe within.
- You can save and earn 1% cashback while shopping at ASOS, Lazada, and many more using the OCBC Frank Debit Card.
- There are no Fees for shopping on the approved overseas website portals, using the card.
Rates and Interests:
- Annual Fees – S$0 (No Fee)
- Replacement Card Fee – S$0 for 1st two cards
- Card Design Fee – S$0 (No Fee)
- Foreign Currency Transaction Fee – 3.25%
- Currency Conversion Fee – 2.80%
- Initial Deposit – S$0
- Monthly Service Fees – S$0 (No Fee)
Also Read : Guide to Activate PapPal Debit Card Online
OCBC Plus – Visa Debit Card:
Benefits and Advantages:
- You can avail of a straight 4% to 7% Off Rebate a month at in-store purchases at the Unity, Fair Price, and Warehouse Club Stores.
- Avail discount Up to 3% Off on Fair Price online platform.
- Get the advantage of receiving up to 20.3% fuel savings at ESSO outlets and instant 18.1% Off at the Caltex, within a month using the card.
- Take the benefit of getting 0.05% interest annually on your savings with the OCBC Plus – Visa Debit Card.
Rates and Interests:
- Principal Card – S$24 annually (No charges/ waived for the first year)
- Spending needed for Annual Fee Waiver – You have to spend a minimum amount of S$1,200 within a year, from the month of your OCBC Plus Visa Debit Card approval.
- Early Account Closer Fee – The charges are S$30, in case you closed within the first 6 (six) months.
- Excess Fee – 4.75% of Prime Rate, there is no minimum amount.
- Sales Draft – S$20 per Draft is charged.
- Failed GIRO – S$10 is charged.
- Card Courier Fee – S$12.84 (From 1st July 2020)
- Lost or Stolen Card Liability – S$100
NTUC Plus – Visa Debit Card:
Benefits and Advantages:
- You can avail of Up to 12% discount at the Warehouse Club and Fair Price outlets.
- Get Up to 20.3% fuel savings at ESSO and straight 18.1% savings at the Caltex outlets.
- Take the advantage of getting Up to an 8% discount for your in-store purchases at Warehouse Club, Fair Price, and Unity outlets.
- You can also get the benefit of Up to 7% rebate off at Fair Price online portal purchases.
- It’s now very simple smart and secure to make online payments when you select the “Click to Pay” icon upon checkout with the power of Visa, utilizing the NTUC Plus – Visa Debit Card.
- Now you also have the benefit like Credit your salary of S$1,000 or more within a month through the GIRO Application and make a minimum of 3 (three) transactions with your NTUC Plus Visa Debit Card to enjoy the additional earnings of 0.60% annually, an interest rate on your first S$50,000 deposits.
Rates and Interests:
- Principal Card Fees – It’s free if you are an NTUC member.
- Card Courier Fee – S$12.84 (From 1st July 2020)
- Lost or Stolen Card Liability – S$100
- Early Account Closer Fee – The charges are S$30, in case you closed within the first 6 (six) months.
- Failed GIRO transaction – S$10 is charged.
- Cash withdrawal overseas through Visa Plus – Up to 3% of the total withdrawal (Minimum S$5 to S$20 maximum).
- Excess Fee – A rate of 4.75% of the prime rate is charged, there is no minimum amount.
- Sales Draft Fees – S$20 per draft is charged.
Contact Details:
OCBC Bank
65 Chulia Street, #01 -00
OCBC Centre, Singapore 049513
Phone Numbers:
Personal Banking and Any Inquiry (Call): 1800 -363 -3333 or 6363 -3333 (Local) and +65 -6363 -3333 (For Overseas) (24 hours, 7 days a week)
Business Banking (Call): +65 -6538 -1111 (General) and +65 -6318 -7777 (Trade)
Premier Banking (Call): 1800 -773 -6437 (Local) and +65 -6530 -5930 (For Overseas)
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